PerNumPay is the exclusive service provider for payments with YEM. No matter if online or at a point of sale, whenever YEM is accepted, PerNumPay is the best choice for fast, secure, and contactless payments with 100% privacy.

Within less than a second, payments are processed with just 1% fee to be paid by the business. PerNumPay works on any device with Internet access, there is no special equipment or software needed.

Thanks to our military-grade 2-factor authentication, fraud is literally impossible.


As a business owner, you are just 5 minutes away from offering YEM as a payment option on your website and/or at your point of sale.

For your online shop, simply open a digital wallet for YEM, upload your business details, enter a snippet of code on your website, and you are ready to rock.

For your point of sale, it is even easier. Simply register as described above and you can start receiving payments in YEM. There is no special equipment and not even a software needed. Your mobile phone, tablet, laptop, and/or desktop computer with Internet access become your easy-to-handle payment device.

There is a small flat 1% fee for incoming as well as for outgoing payments (e.g. refunds), and you will receive payment confirmations in no time. We charge no set-up, one-time, or recurring fees. Start your free registration now:


As a customer, all you need is a SafeZonePass and a PerNum to pay with YEM at participating businesses.

If you are not yet registered, simply get your free SafeZonePass, verify your identity (KYC), and you are ready to make your first payment with YEM.

There is no special card, equipment, and not even an app needed. In fact, PerNumPay is the very first payment processor where you comfortably pay at the merchant’s website.

And even when you are at a point of sale, you can easily make your payment from the merchant’s device. You could be literally naked (don’t do that!) and you still can pay with PerNumPay.

There is no fee for you using PerNumPay and joining is free as well. Get your free SafeZonePass now: